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Anyone can be the victim of a scam. Scamming is a form of fraud, usually a scheme to try and steal money, personal information or data from a person or organisation. This year Citizens Advice will be highlighting a different group each week.
The four groups are: Young People (18 -24); Life Established (40s – 60s), Over 70s and Socially Isolated.
Statistics show that the second group (40s – 60s) are most affected by scams, such as pension scams, dating scams and property scams, due to having a greater access to financial assets. But also, this group may be more likely to report scams.
The Over 70s are more likely to be targeted than any other group and tend to fall victim to phone and mail scams as well as being more likely to be the target of recurring scams.
Although the 18 – 24 group tend to be more “savvy” about using the internet etc, because of their confidence they can become complacent – also many of this group are unlikely to report scams.
Finally, the Socially Isolated may suffer the greatest detriment due to the amount of money lost as well as the impact on health and well-being.
What is a scam? A scam is a scheme to try to steal money, personal information or data from a person or organisation and can happen to anyone. They can be in the form of post, phone call, text message, email or even somebody turning up at your home trying to scam you. Scams include communication coming out of the blue, have never heard of the thing you have been contacted about, asked to send money in advance and or told to respond to something quickly so you don’t miss out.
To help spot scams think:
If you think something might be a scam, don’t reply – then throw it away, delete it or hang up, get further advice and most importantly report it to Action Fraud: 0300 123 2040 www.actionfraud.police.uk or trading standards. Or you can get advice from the Citizens Advice consumer service 03454 04 05 06 or tell a friend, neighbour or relative about any scams you become aware of.
Remember; do not be too embarrassed to report a scam, if you have been a victim. By reporting it you may help someone else avoid being a victim.
For more information and advice, see: https://www.citizensadvice.org.uk/about-us/campaigns/current_campaigns/scams-awareness-month/